VYRAL TERMS OF SERVICE

Effective Date: September 29, 2025 Last Updated: September 29, 2025

IMPORTANT NOTICE

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING THE VYRAL PLATFORM. THESE TERMS CONTAIN IMPORTANT INFORMATION ABOUT YOUR RIGHTS AND OBLIGATIONS, INCLUDING MANDATORY ARBITRATION AND CLASS ACTION WAIVER PROVISIONS IN SECTION 13 THAT REQUIRE DISPUTES TO BE RESOLVED ON AN INDIVIDUAL BASIS THROUGH BINDING ARBITRATION RATHER THAN JURY TRIALS OR CLASS ACTIONS.

BY CREATING AN ACCOUNT, ACCESSING, OR USING THE VYRAL PLATFORM, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE PLATFORM.

1. ACCEPTANCE OF TERMS

1.1 Agreement to Terms

By accessing or using VYRAL (the "Platform"), operated by Vyral, Inc. ("VYRAL," "we," "us," or "our"), you agree to be bound by these Terms of Service (these "Terms"), our Privacy Policy, and all applicable laws and regulations. This is a legally binding agreement between you and VYRAL.

1.2 Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by:

Posting updated Terms on the Platform with a new "Last Updated" date
Sending email notification to your registered email address
Displaying a prominent notice on the Platform

For material changes that significantly affect your rights, including:

Increases in fees exceeding 20%
Substantial new restrictions on VCoin usage or withdrawals
Material reductions in your rights under these Terms

You will have 30 days from notice to either (a) accept the changes by continuing to use the Platform, or (b) reject the changes by closing your account and withdrawing your VCoins without penalty. If you take no action, continued use after 30 days constitutes acceptance.

For non-material changes (technical updates, clarifications, additional features), changes become effective immediately upon posting.

1.3 Additional Terms

Certain features of the Platform may be subject to additional terms and conditions, which will be presented to you at the time you access those features. Those additional terms are incorporated into these Terms by reference.

2. ELIGIBILITY AND ACCOUNT REGISTRATION

2.1 Age Requirement

You must be at least 18 years old to create an account and use the Platform. By creating an account, you represent and warrant that you are at least 18 years of age. We reserve the right to request proof of age and to suspend or terminate accounts that do not meet this requirement.

2.2 Geographic Restrictions

The Platform is not available to users in certain jurisdictions where operation would violate local law or where we have not obtained necessary regulatory approvals. You represent and warrant that:

You are not located in, under the control of, or a national or resident of any country subject to U.S. embargo or designated as a "terrorist supporting" country by the U.S. government
You are not listed on any U.S. government list of prohibited or restricted parties
You comply with all applicable laws in your jurisdiction regarding use of the Platform

2.3 Account Registration

To access certain features, you must register for an account. You agree to:

Provide accurate, current, and complete information during registration
Maintain and promptly update your account information
Maintain the security of your password and account
Immediately notify us of any unauthorized use of your account
Accept responsibility for all activities that occur under your account

2.4 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. You agree not to:

Share your account credentials with any third party
Allow any third party to access your account
Create an account for anyone other than yourself without permission

VYRAL will not be liable for any loss or damage arising from your failure to maintain account security, except where such loss results from VYRAL's gross negligence or willful misconduct.

2.5 One Account Per Person

You may only create and maintain one account. Creating multiple accounts may result in suspension or termination of all accounts without refund.

3. DESCRIPTION OF SERVICE

3.1 Platform Overview

VYRAL is a social media platform that combines content sharing, messaging, marketplace, communities, and other social features with an integrated digital currency called VCoin. The Platform enables users to:

Create and share content (text, images, videos)
Communicate through encrypted messaging
Buy and sell goods through an integrated marketplace
Participate in communities
Earn and spend VCoins through various platform activities

3.2 VCoin Utility Token

VCoin (VYC) is a digital utility token that functions as the native currency within the Platform. VCoin enables users to:

Tip content creators
Subscribe to premium creator content
Purchase goods and services in the marketplace
Access premium platform features
Engage in platform transactions

VYRAL is a Wyoming corporation operating under Wyoming Business Corporation Act (W.S. 17-16-101 et seq.). VCoin issuance and operations are conducted through corporate authority and do not constitute securities offerings under Wyoming or federal law when used solely for platform utility.

VCoin is NOT:

A security or investment instrument
A promise or guarantee of profit or returns
A store of value or speculative asset
Subject to any promise of value appreciation
An ownership interest in VYRAL or its operations

3.2.1 Wyoming Corporate Structure

VYRAL operates as a Wyoming C-Corporation, providing:

Shareholder Liability Protection:

Shareholders are not personally liable for corporate debts or obligations
Liability limited to amount invested in shares
Corporate veil protects personal assets

Corporate Governance:

Managed by Board of Directors
Day-to-day operations by corporate officers
Shareholder rights governed by Wyoming Business Corporation Act

VCoin Issuance Authority:

VCoins issued under corporate authority
Not equity securities or ownership interests
Represent solely utility rights within Platform

3.3 No Investment Advice

Nothing on the Platform constitutes investment, financial, legal, or tax advice. VYRAL does not recommend purchasing VCoins for investment purposes. VCoins should only be acquired and used for their utility within the Platform.

3.4 Platform Modifications

We reserve the right to:

Modify, suspend, or discontinue any aspect of the Platform with reasonable notice
Change fees, features, or functionality with 30 days' notice for material changes
Add or remove features with reasonable notice
Impose limits on certain features or restrict access to parts of the Platform

We will use commercially reasonable efforts to provide advance notice of significant changes that materially affect platform functionality. In cases of emergency (security threats, legal compliance), we may make immediate changes without notice.

4. VYCIN TERMS

4.1 Nature of VCoin

VCoin is a consumable digital token used exclusively for accessing Platform services and features. By purchasing or receiving VCoins, you acknowledge that:

VCoins have no inherent value outside the Platform
VCoins are not redeemable for fiat currency through VYRAL (though you may sell them to third parties on decentralized exchanges after withdrawal)
VCoin value may fluctuate significantly and unpredictably
You may lose all value in VCoins you acquire
VCoins are not insured by any government agency
There is no guarantee of liquidity or ability to sell VCoins

4.2 Purchasing VCoins

When you purchase VCoins through the Platform using fiat currency:

You are purchasing a consumable digital good for use within the Platform
Sales are generally final and non-refundable (see Section 4.2.1 for exceptions)
You receive VCoins from the Platform's sales inventory
Prices are set by VYRAL and may change with notice
Tiered pricing may offer bonuses for larger purchases
Transaction processing is handled by third-party payment processors (e.g., Stripe) subject to their terms

4.2.1 Limited Refund Policy: While VCoin purchases are generally non-refundable, we will provide refunds in the following circumstances:

Technical errors by VYRAL resulting in incorrect charge amounts
Duplicate charges due to payment processing errors
Account wrongfully terminated by VYRAL without cause
As required by applicable consumer protection laws

Refund requests must be submitted within 14 days of purchase to [SUPPORT EMAIL] with documentation of the issue.

4.3 Earning VCoins

You may earn VCoins through various platform activities including:

Creating content that receives engagement
Receiving tips from other users
Selling goods or services through the marketplace
Other reward mechanisms as determined by VYRAL

Important Limitations:

Earning rates are determined by VYRAL and may change with reasonable notice
Daily earning limits may apply to prevent abuse
VYRAL reserves the right to adjust or revoke rewards for suspicious activity or Terms violations
Earned VCoins are subject to the same terms as purchased VCoins

4.4 Spending VCoins

VCoins can be spent within the Platform for:

Tipping creators (subject to platform fees)
Creator subscriptions (subject to platform fees)
Marketplace purchases (subject to platform fees)
Premium features (as offered by VYRAL)
Other platform services as determined by VYRAL

Fee Structure:

Tips: 19% platform fee, 1% burn
Subscriptions: 10% platform fee
Marketplace transactions: 5% platform fee
Withdrawal to external wallet: 2% fee
Premium features: Varies by feature

Fees may be adjusted with 30 days' notice for increases exceeding 10% or introduction of new fee types. Minor adjustments (under 10%) may be made with 7 days' notice.

4.5 VCoin Custody

By default, VYRAL maintains custodial control of your VCoins, holding them in secure wallets on your behalf. This custodial arrangement:

Enables instant in-platform transactions without blockchain delays
Eliminates gas fees for platform transactions
Removes the need for you to manage private keys
Means VYRAL controls the private keys to wallets holding your VCoins

We maintain industry-standard security practices including:

Segregation of 80-90% of funds in cold storage
Hot wallets protected by multi-factor authentication and HSMs
Daily reconciliation of database balances with blockchain holdings
Regular third-party security audits

You acknowledge that:

No security system is impenetrable
You use custodial services at your own risk
Your VCoin balance is an entry in our database backed by blockchain holdings

4.6 Withdrawal to Self-Custody

You may withdraw VCoins to your personal Solana-compatible wallet at any time, subject to:

A 2% withdrawal fee (minimum $0.50)
Processing time of 24-48 hours for security review (up to 72 hours for large withdrawals)
KYC verification for withdrawals exceeding $10,000 per calendar year
Minimum withdrawal amounts as determined by VYRAL (currently $10 equivalent)
Blockchain gas fees (covered by withdrawal fee)

Important: Once withdrawn to self-custody:

VYRAL has no control over or responsibility for your VCoins
You are solely responsible for securing your private keys
Lost or stolen VCoins cannot be recovered by VYRAL
You assume all risks of self-custody

Withdrawal Delays: We reserve the right to delay withdrawals up to 7 business days if:

We detect suspicious activity or potential fraud
We require additional verification for compliance purposes
Extraordinary security circumstances exist
You will be notified promptly of any delays with explanation

4.7 VCoin Supply and Tokenomics

VCoin has a fixed total supply of 10,000,000,000 (ten billion) tokens. The supply distribution and release schedule are detailed in the VCoin whitepaper available at [WHITEPAPER URL]. Key points:

No additional VCoins can ever be created (mint authority disabled)
Certain transactions result in permanent token burns, reducing supply
Team tokens vest over 4 years to align long-term interests
User reward pools distribute over 5 years to ensure sustainability

4.8 Tax Obligations

You are solely responsible for determining and paying any taxes applicable to your VCoin transactions. This includes but is not limited to:

Income taxes on earned VCoins
Capital gains taxes on VCoin price changes
Sales taxes on marketplace transactions
Any other applicable taxes in your jurisdiction

VYRAL will provide tax reporting documents as required by law (e.g., Form 1099-MISC for U.S. users earning $600 or more annually). However, you remain responsible for:

Maintaining accurate records of all transactions
Consulting tax professionals regarding your obligations
Filing accurate and complete tax returns
Paying all taxes owed

Failure to report income or pay taxes is a violation of law and these Terms.

4.9 Market Trading Risks

After DEX launch, VCoins may be traded on decentralized exchanges. You acknowledge that:

VYRAL does not control DEX trading or prices
VCoin price is determined by market forces of supply and demand
Prices may be extremely volatile
Trading involves significant risk of loss
There may be limited or no liquidity to sell VCoins
Market manipulation by third parties may occur
VYRAL makes no representations about future price

WARNING: Purchasing VCoins from decentralized exchanges involves additional risks beyond platform purchases, including smart contract risks, counterparty risks, and technical complexity.

5. USER CONDUCT AND PROHIBITED ACTIVITIES

5.1 Acceptable Use

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree not to use the Platform:

In any way that violates any applicable federal, state, local, or international law or regulation
To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
To impersonate or attempt to impersonate VYRAL, a VYRAL employee, another user, or any other person or entity
To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Platform

5.2 Prohibited Activities

You expressly agree not to:

Security and Technical:

Attempt to gain unauthorized access to any portion of the Platform or any other systems or networks
Use any robot, spider, scraper, or other automated means to access the Platform for any purpose without our express written permission
Reverse engineer, decompile, or disassemble any software or blockchain components
Introduce viruses, malware, or other malicious code
Attempt to circumvent any security features
Interfere with or disrupt the integrity or performance of the Platform

Financial and Economic:

Use the Platform for money laundering, terrorist financing, or other illegal financial activity
Engage in market manipulation, wash trading, or other deceptive practices
Create fake accounts to exploit rewards or referral systems
Use bots, scripts, or automated tools to earn VCoins unfairly
Engage in any form of fraud, theft, or embezzlement

Content and Conduct:

Post content that is illegal, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable
Post content that infringes intellectual property rights
Engage in harassment, bullying, or hate speech
Post sexually explicit content involving minors
Promote violence or illegal activities
Spam or send unsolicited messages
Impersonate others or misrepresent your identity

Marketplace:

List illegal items or services
Engage in fraudulent transactions
Refuse to deliver purchased items without valid reason
List counterfeit goods
Violate any applicable marketplace policies

5.3 Consequences of Violations

Violation of these Terms may result in:

Warning and request to cease violating activity
Temporary suspension of account (typically 7-30 days depending on severity)
Permanent termination of account
Forfeiture of VCoin balance (only for serious violations involving fraud, theft, or money laundering, and subject to legal process)
Reporting to law enforcement authorities
Legal action to recover damages

We will provide notice and opportunity to cure for minor violations before taking permanent action, except for serious violations (fraud, illegal activity, severe security threats) which may result in immediate termination.

5.4 Reporting Violations

If you become aware of any violation of these Terms, please report it to [REPORT EMAIL]. We investigate all reports but cannot guarantee action in any particular case. We will not retaliate against good-faith reporters.

6. CONTENT AND INTELLECTUAL PROPERTY

6.1 Your Content

You retain all ownership rights in content you create and post on the Platform ("Your Content"). By posting Your Content, you grant VYRAL a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to:

Use, reproduce, distribute, prepare derivative works of, display, and perform Your Content
Make Your Content available to other users of the Platform
Use Your Content for marketing and promotional purposes (with attribution where practical)
Store and backup Your Content on our servers

This license continues for as long as Your Content remains on the Platform. You may revoke this license by deleting Your Content, subject to:

Reasonable caching periods (up to 30 days)
Backup retention for disaster recovery (up to 90 days)
Content that has been shared or distributed by other users

6.2 Responsibility for Your Content

You are solely responsible for Your Content and the consequences of posting it. You represent and warrant that:

You own or have the necessary rights to post Your Content
Your Content does not infringe any intellectual property or other rights
Your Content complies with these Terms and applicable laws
You have obtained all necessary permissions, releases, and licenses

You agree to indemnify VYRAL for any claims arising from Your Content that breach these warranties.

6.3 Content Moderation

We reserve the right to:

Review, monitor, or remove any content at our discretion
Refuse to post or transmit any content
Modify or edit content for formatting or technical reasons (we will not alter the substance of your content without permission)
Implement automated filtering and detection systems

However, we are not obligated to monitor content and are not responsible for content posted by users. We may, but are not required to, remove content that violates these Terms.

Content Moderation Appeals: If your content is removed, you may appeal by contacting [SUPPORT EMAIL] within 30 days with an explanation. We will review appeals and provide a decision within 14 business days.

6.4 DMCA and Copyright

We respect intellectual property rights and expect users to do the same. If you believe content on the Platform infringes your copyright, please submit a DMCA notice to:

Copyright Agent:
Vyral, Inc. Attn: IP Department
32 N Gould St. Sheridan, WY 82801 United States Email: [email protected]

Your notice must include:

Your physical or electronic signature
Identification of the copyrighted work claimed to be infringed
Identification of the infringing material and its location on the Platform
Your contact information (address, phone, email)
A statement that you have a good faith belief the use is unauthorized
A statement under penalty of perjury that the information is accurate and you are authorized to act on behalf of the copyright owner

We will process valid DMCA notices in accordance with the Digital Millennium Copyright Act.

6.5 Counter-Notification

If you believe content you posted was wrongly removed due to a DMCA notice, you may submit a counter-notification to our Copyright Agent containing:

Your physical or electronic signature
Identification of the removed material and its former location
A statement under penalty of perjury that you have a good faith belief the material was removed due to mistake or misidentification
Your name, address, phone number, and consent to jurisdiction in the federal district court for your location
Your consent to accept service of process from the party who submitted the DMCA notice

6.6 VYRAL Intellectual Property

The Platform and its entire contents, features, and functionality (including but not limited to all information, software, code, text, displays, graphics, photographs, video, audio, design, presentation, selection, and arrangement) are owned by VYRAL, its licensors, or other providers and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not:

Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any Platform materials except as necessary for your personal, non-commercial use
Use the Platform or any content for any commercial purpose without express written consent
Remove or alter any copyright, trademark, or other proprietary notices

Trademarks: VYRAL, the VYRAL logo, VCoin, and other marks are trademarks of [LEGAL ENTITY NAME]. You may not use these marks without prior written permission.

7. PRIVACY AND DATA

7.1 Privacy Policy

Your use of the Platform is subject to our Privacy Policy, available at [PRIVACY POLICY URL]. By using the Platform, you consent to our collection, use, and sharing of your information as described in the Privacy Policy.

7.2 Communications

By creating an account, you consent to receive electronic communications from VYRAL, including:

Account and transaction notifications (cannot opt out)
Security alerts and important service announcements (cannot opt out)
Updates about the Platform
Marketing communications (you may opt out)
Legal notices and important service announcements

You agree that all agreements, notices, disclosures, and other communications sent electronically satisfy any legal requirement that such communications be in writing.

7.3 Data Security

We implement commercially reasonable security measures to protect your information, including:

Encryption of sensitive data in transit and at rest
Regular security audits and penetration testing
Access controls and authentication requirements
Incident response procedures

However, you acknowledge that:

No security system is impenetrable or completely secure
We cannot guarantee absolute security of your data
You use the Platform at your own risk
You are responsible for maintaining the confidentiality of your account credentials

7.4 Third-Party Services

The Platform may integrate with or contain links to third-party services (e.g., payment processors, blockchain explorers, social media). Your interactions with these third parties are governed by their respective terms and privacy policies. VYRAL is not responsible for the practices of third parties.

8. FINANCIAL TERMS

8.1 Fees

VYRAL charges fees for certain platform activities as detailed in Section 4.4. We reserve the right to change fees with 30 days' advance notice for material changes (increases over 10% or new fee categories).

8.2 Payment Processing

Fiat currency payments are processed by third-party payment processors (e.g., Stripe). You agree to comply with their terms of service. VYRAL is not responsible for payment processor errors or failures, but will work with you to resolve issues.

8.3 Refund Policy

VCoin purchases are generally non-refundable, with exceptions as stated in Section 4.2.1. For non-VCoin purchases (if any), refunds will be considered on a case-by-case basis.

8.4 Chargebacks and Disputes

If you initiate a chargeback or payment dispute through your financial institution:

Your account will be immediately suspended pending investigation
You will be given opportunity to provide documentation supporting your dispute
If the chargeback is determined to be unjustified after investigation, your account may be permanently terminated
You may be liable for the chargeback amount plus processing fees and costs
We reserve the right to pursue legal action for fraudulent chargebacks

Before initiating a chargeback, please contact us at [email protected] to resolve the issue.

8.5 Withdrawal Processing

Withdrawals to external wallets or fiat conversion requests are processed subject to:

Available liquidity reserves
Fraud prevention review (24-72 hours)
KYC verification for amounts over $10,000 annually
Applicable fees as stated in Section 4.6

We reserve the right to:

Delay withdrawals up to 7 business days if fraud is suspected (with notice and explanation)
Impose daily or monthly withdrawal limits to manage liquidity
Require additional verification before processing large withdrawals
Refuse withdrawals that violate these Terms or applicable law

8.6 Unclaimed Funds

If your account remains inactive (no login or transactions) for 3 years and we cannot contact you using our records:

We will make reasonable efforts to contact you at your last known email address
After 60 days without response, remaining VCoin balances may be classified as unclaimed property
Unclaimed property will be reported and remitted to the appropriate state government authority as required by law
You may claim these funds through the appropriate state unclaimed property agency

9. ACCOUNT TERMINATION

9.1 Termination by You

You may terminate your account at any time by:

Using the account deletion feature in your account settings
Contacting support at [SUPPORT EMAIL]

Upon termination:

You must withdraw any remaining VCoin balance within 180 days
After 180 days, unclaimed balances will be transferred to state unclaimed property authorities
Your content may remain on the Platform as allowed by Section 6.1 (though you may request deletion)
You remain liable for any violations that occurred before termination

9.2 Termination by VYRAL

We may suspend or terminate your account with notice and opportunity to cure if:

You violate these Terms (notice provided with explanation and reasonable cure period)
Required by law or government order (immediate, with notice as legally permitted)
Your account has been inactive for over 2 years (60 days' notice before termination)

We may immediately terminate without prior notice if:

You engage in fraud, theft, or money laundering
You pose an imminent security threat to the Platform or other users
You engage in illegal activity
Providing notice would compromise security or legal investigations

9.3 Effect of Termination

Upon termination by VYRAL:

Your access to the Platform will be immediately revoked
You must cease all use of the Platform

VCoin Handling Upon Termination:

For terminations due to minor Terms violations: You have 180 days to withdraw VCoins (subject to applicable fees and KYC requirements)
For terminations due to fraud, money laundering, or theft: VCoin balance will be frozen pending investigation and potential law enforcement involvement. Funds may be withheld subject to valid legal process.
For wrongful termination by VYRAL: Full access to VCoins restored, and withdrawal fees waived

Sections that by their nature should survive termination will remain in effect, including Sections 6 (Intellectual Property), 10 (Disclaimers), 11 (Limitation of Liability), 12 (Indemnification), 13 (Arbitration), and 14 (Governing Law).

9.4 Appeal Process

If your account is terminated, you may appeal by contacting [SUPPORT EMAIL] within 30 days with an explanation. We will review appeals for wrongful termination and provide a decision within 14 business days.

10. DISCLAIMERS AND WARRANTIES

10.1 "AS IS" and "AS AVAILABLE"

TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, THE PLATFORM AND ALL CONTENT, VYCINS, SERVICES, AND FEATURES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, VYRAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
WARRANTIES REGARDING AVAILABILITY, RELIABILITY, OR ACCURACY OF THE PLATFORM
WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
WARRANTIES REGARDING THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE PLATFORM
WARRANTIES REGARDING THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE PLATFORM

State-Specific Provisions: Some jurisdictions (including California, New York, New Jersey, and others) do not allow disclaimers of implied warranties in consumer contracts for paid services. In such jurisdictions, the above disclaimers apply only to the extent permitted by law, and you may have additional rights.

10.2 No Guarantees Regarding VCoin

VYRAL MAKES NO WARRANTIES OR REPRESENTATIONS REGARDING:

The value of VCoins or their price stability
The availability of liquidity to sell VCoins
The functionality of blockchain infrastructure or uninterrupted access
The continued operation of the Platform indefinitely
The tax treatment of VCoins in any jurisdiction
Regulatory treatment of VCoins

10.3 Third-Party Content

VYRAL does not control and is not responsible for any third-party content, including content posted by users. We do not endorse, support, represent, or guarantee the truthfulness, accuracy, or reliability of any user content. You access and use third-party content at your own risk.

10.4 No Financial Advice

Nothing on the Platform constitutes financial, investment, legal, or tax advice. You should consult appropriate professionals before making any financial decisions. Any educational content is for informational purposes only.

10.5 Blockchain and Technology Risks

You acknowledge and accept the risks inherent in blockchain technology, including:

Smart contract vulnerabilities and potential exploits
Network failures, congestion, or performance issues
Protocol changes or hard forks
Cryptographic failures or quantum computing threats
Regulatory changes affecting blockchain use
Gas price volatility and transaction costs

VYRAL is not responsible for issues arising from the Solana blockchain or other third-party blockchain infrastructure.

11. LIMITATION OF LIABILITY

11.1 Exclusion of Damages

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL VYRAL, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR:

ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
ANY LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES
ANY DAMAGES RESULTING FROM:
- YOUR USE OR INABILITY TO USE THE PLATFORM
- UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA
- STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE PLATFORM
- ANY LOSS OR DAMAGE TO VYCINS (SUBJECT TO SECTION 11.2)
- ANY SECURITY BREACH OR HACKING INCIDENT (EXCEPT AS PROVIDED IN SECTION 11.2)
- ANY ERRORS, MISTAKES, OR INACCURACIES OF CONTENT
- PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR USE OF THE PLATFORM
- ANY BUGS, VIRUSES, OR MALICIOUS CODE TRANSMITTED THROUGH THE PLATFORM
- ANY INTERRUPTION OR CESSATION OF THE PLATFORM

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT VYRAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

EXCEPTION: This exclusion does not apply to damages caused by VYRAL's gross negligence, willful misconduct, or fraud.

11.2 Cap on Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF VYRAL AND ITS AFFILIATES FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF:

$100 (ONE HUNDRED U.S. DOLLARS), OR
THE TOTAL AMOUNT YOU PAID TO VYRAL IN THE 12 MONTHS PRECEDING THE CLAIM, OR
FOR CLAIMS RELATED TO LOSS OF VYCINS DUE TO VYRAL'S SECURITY BREACH: THE USD VALUE OF YOUR VYCIN BALANCE AT THE TIME OF THE BREACH (UP TO $25,000)

Enhanced Protection for High-Value Users: If your VCoin balance exceeds $25,000 at the time of a security breach caused by VYRAL's negligence, the liability cap increases to the lesser of:

Your actual VCoin balance value, or
$100,000

This enhanced protection does not apply to:

Market losses (VCoin price fluctuations)
Losses from your own security failures
Losses from third-party actions (exchange hacks, etc.)
Force majeure events beyond VYRAL's control

11.3 Exceptions

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations may not apply to you. In such jurisdictions, VYRAL's liability will be limited to the fullest extent permitted by law.

The limitations in this Section 11 do not apply to:

Liability that cannot be excluded under applicable law
Death or personal injury caused by VYRAL's negligence
Fraud or fraudulent misrepresentation by VYRAL
Violations of consumer protection laws that prohibit such limitations

11.4 Basis of the Bargain

You acknowledge that VYRAL has set its prices and entered into these Terms in reliance upon the disclaimers of warranty and limitations of liability set forth herein, that the same reflect an allocation of risk between the parties, and that the same form an essential basis of the bargain between the parties.

12. INDEMNIFICATION

12.1 Your Indemnification Obligation

You agree to defend, indemnify, and hold harmless VYRAL and its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

Your violation of these Terms
Your violation of any law or regulation
Your violation of any rights of a third party, including intellectual property rights
Your Content
Your use or misuse of the Platform
Your VCoin transactions
Any fraud or misrepresentation by you
Any dispute between you and another user

Limitation: Your indemnification obligation does not extend to claims arising from VYRAL's own negligence, willful misconduct, or breach of these Terms.

12.2 Defense of Claims

VYRAL reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you. You agree to cooperate with VYRAL in the defense of such claims. You may not settle any claim without VYRAL's prior written consent.

13. DISPUTE RESOLUTION AND ARBITRATION

13.1 Informal Resolution Requirement

BEFORE FILING ANY LEGAL CLAIM, YOU MUST FIRST CONTACT VYRAL'S SUPPORT TEAM AT [SUPPORT EMAIL] TO ATTEMPT TO RESOLVE THE DISPUTE INFORMALLY. Include your name, account email, description of the dispute, and the relief you seek. You must make a good faith effort to resolve the dispute through this process for 60 days before proceeding to arbitration or court.

VYRAL commits to responding to informal dispute requests within 14 business days and working in good faith toward resolution.

13.2 Binding Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS AND WILL HAVE A SUBSTANTIAL IMPACT ON HOW CLAIMS YOU AND VYRAL HAVE AGAINST EACH OTHER ARE RESOLVED.

You and VYRAL agree that any dispute, claim, or controversy between you and VYRAL arising out of or relating in any way to these Terms, the Platform, VCoins, or your relationship with VYRAL (collectively, "Disputes") will be resolved by binding arbitration as described in this section, rather than in court, except that:

Exceptions to Arbitration:

You may bring an individual action in small claims court if the claim qualifies and remains in small claims court
Either party may seek injunctive or equitable relief in court to protect intellectual property rights
Either party may seek injunctive relief to enforce this arbitration agreement
Disputes about the enforceability, validity, or scope of this arbitration agreement must be decided by a court

13.3 Arbitration Procedure

Arbitration Rules: Arbitration will be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules (the "AAA Rules") then in effect, except as modified by this Section. The AAA Rules are available at www.adr.org or by calling 1-800-778-7879.

Initiating Arbitration: To begin arbitration, you must send a written Demand for Arbitration to:

AAA at its case filing services (contact information at www.adr.org)
VYRAL at [LEGAL ADDRESS]

Your Demand must include:

Your name, address, phone number, and email
Description of the dispute with reasonable detail
Amount of damages sought (if any)
Relief requested

VYRAL will similarly provide notice if it initiates arbitration against you.

Arbitrator Selection: A single arbitrator will be selected according to the AAA Rules. The arbitrator must:

Be a lawyer with at least 10 years of experience or a retired judge
Have experience with technology, blockchain, or financial services disputes (where possible)
Be neutral and independent

Both parties will have input into arbitrator selection under the AAA Rules.

Arbitration Costs:

If your claim is for $10,000 or less: VYRAL will pay all arbitration filing, administration, and arbitrator fees unless the arbitrator finds your claim was filed for harassment or is frivolous
If your claim is for more than $10,000: Fees will be allocated according to the AAA Rules (typically split between parties)
Each party bears its own attorneys' fees unless the arbitrator awards them under applicable law or these Terms
If VYRAL initiates arbitration against you: VYRAL will pay all arbitration fees regardless of claim amount

Arbitration Location:

If in-person hearing is required, it will take place in the federal judicial district where you reside, unless both parties agree otherwise
You may also choose to have arbitration conducted by telephone, video conference, or based on written submissions

Arbitration Award: The arbitrator may award any relief that a court could award, including declaratory or injunctive relief, but only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim.

The arbitrator's decision and award are final and binding, with very limited exceptions under the Federal Arbitration Act, and judgment on the award may be entered in any court having jurisdiction.

Confidentiality: Arbitration proceedings and awards are confidential, except as necessary to enforce or challenge the award or as required by law.

13.4 Class Action Waiver

YOU AND VYRAL AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER PARTY ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

You and VYRAL expressly waive any ability to:

Maintain any class action, consolidated action, or representative action in arbitration or in court
Participate in any class action, consolidated action, or representative action brought by any other person
Serve as a class representative or private attorney general
Join your claims with those of any other person

Severability of Class Action Waiver: If a court or arbitrator determines that the Class Action Waiver in this Section 13.4 is unenforceable for any reason, or that an arbitration can proceed on a class basis, then the entire arbitration agreement in Section 13 shall be null and void (but the rest of these Terms remain in effect). In that case, any remaining Disputes will be resolved in court under Section 14.

Exception for Mass Arbitrations: See Section 13.5 for special procedures if 25 or more similar claims are filed.

13.5 Mass Arbitration Protocol

If 25 or more similar arbitration demands are filed against VYRAL within 180 days that raise similar issues and have the same or coordinated counsel ("Mass Filing"), the parties agree to the following protocol:

Stage 1 - Bellwether Process:

Counsel for claimants and VYRAL will each select 5 cases (10 total) to proceed as "bellwether" cases
Only those 10 cases will be filed with AAA and proceed to arbitration
All other cases will be stayed and filing fees tolled pending resolution of the bellwethers
The bellwether arbitrations will be processed in order, with awards issued for each case
After all bellwether awards are issued, the parties will engage in a global mediation session to resolve all remaining cases

Stage 2 - Global Mediation:

A single mediator (agreed upon or appointed by AAA) will conduct a settlement conference
Parties will negotiate in good faith for 60 days
VYRAL will make a good faith settlement offer based on bellwether results
If global settlement is reached, all cases settle under agreed terms

Stage 3 - Proceeding with Remaining Cases:

If no global settlement is reached after good faith mediation, the process may repeat with 10 new bellwether cases
Or parties may agree to arbitrate all cases in batches with streamlined procedures
Or any party may seek court intervention to manage the mass filing

Fee Allocation for Mass Filings:

VYRAL will pay all AAA fees for the bellwether cases
If bellwethers result in settlement, VYRAL will refund reasonable filing fees paid by claimants who settle
If process proceeds to Stage 3, normal fee allocation under Section 13.3 applies

13.6 Right to Opt Out of Arbitration

YOU HAVE THE RIGHT TO OPT OUT OF THIS ARBITRATION AGREEMENT.

If you do not want to be subject to this arbitration agreement, you may opt out by sending written notice to:

VYRAL - Arbitration Opt-Out
[LEGAL ADDRESS]
Email: [email protected]

Your opt-out notice must be sent within 30 days of first accepting these Terms (i.e., first creating an account or using the Platform).

Your opt-out notice must include:

Your name and account email address
Clear statement: "I opt out of the arbitration agreement"
Your signature (electronic signature acceptable)

Effect of Opting Out:

Applies only to this arbitration agreement; all other Terms remain in full effect
Does not affect any previous arbitration agreements with VYRAL (if applicable)
Must be sent individually (no group or class opt-outs)
Is permanent and cannot be revoked

If you opt out, you and VYRAL may only bring claims against each other in court as provided in Section 14.

13.7 Severability

If any portion of this Section 13 is found to be unenforceable, the unenforceable portion will be severed and the remaining arbitration terms will be enforced, except that if the Class Action Waiver (Section 13.4) is found unenforceable, then the entire arbitration agreement shall be null and void as provided in Section 13.4.

13.8 Changes to Arbitration Terms

Notwithstanding Section 1.2, if VYRAL makes any material changes to this Section 13 after you first accepted these Terms (or accepted any subsequent changes to these Terms), you may reject the change by sending written notice to [LEGAL ADDRESS] within 30 days of the change.

If you reject the change:

The prior arbitration provisions will continue to apply to any Disputes between you and VYRAL
You may choose to close your account and withdraw your VCoins without penalty
Or you may continue using the Platform under the prior arbitration terms

13.9 Survival

This arbitration agreement survives termination of your account and these Terms.

14. GOVERNING LAW AND JURISDICTION

14.1 Governing Law

These Terms and any dispute arising out of or relating to these Terms or the Platform shall be governed by and construed in accordance with:

The laws of the State of Wyoming (for corporate and contract matters)
The Federal Arbitration Act (for arbitration matters)
Federal law where applicable (securities, money transmission, etc.)

Without regard to conflict of law provisions.

14.2 Jurisdiction for Non-Arbitrable Claims

For any claims not subject to arbitration (as described in Section 13.2), you and VYRAL agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Cheyenne, Laramie County, Wyoming.

Venue: Any legal action must be brought in Laramie County, Wyoming, which is the county where VYRAL's registered office is located.

14.3 Waiver of Jury Trial

TO THE EXTENT PERMITTED BY LAW, YOU AND VYRAL WAIVE ANY RIGHT TO A JURY TRIAL FOR ANY DISPUTES THAT ARE NOT SUBJECT TO ARBITRATION.

14.4 Inconvenient Forum Waiver

You acknowledge that Delaware may be an inconvenient forum for resolving disputes. By agreeing to these Terms, you waive any objection to venue in Delaware and any claim that Delaware is an inconvenient forum.

However, if a court determines that enforcing this jurisdiction clause would be unconscionable or fundamentally unfair given the circumstances of your dispute, the court may transfer the case to a more appropriate venue.

15. MISCELLANEOUS PROVISIONS

15.1 Entire Agreement

These Terms, together with the Privacy Policy and any additional terms you agree to when using particular features of the Platform, constitute the entire agreement between you and VYRAL regarding the Platform and supersede all prior agreements and understandings.

15.2 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. VYRAL's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision, except in writing signed by an authorized representative of VYRAL.

15.3 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired. The invalid provision shall be reformed to the extent necessary to make it valid and enforceable while reflecting the parties' intent as closely as possible.

15.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without VYRAL's prior written consent. Any attempted assignment in violation of this section is void.

VYRAL may freely assign or transfer these Terms and its rights and obligations hereunder, including in connection with a merger, acquisition, sale of assets, or by operation of law. VYRAL will provide reasonable notice of any assignment that materially affects your rights.

15.5 Third-Party Beneficiaries

These Terms do not and are not intended to confer any rights or remedies upon any person other than the parties to these Terms and their permitted successors and assigns.

15.6 Force Majeure

VYRAL shall not be liable for any failure to perform its obligations under these Terms where such failure results from any cause beyond VYRAL's reasonable control, including but not limited to:

Mechanical, electronic, or communications failures
Acts of God, war, terrorism, riots, embargoes, labor disputes, or civil disturbances
Government actions, regulations, or court orders
Blockchain network failures, consensus failures, or hard forks
Failure of third-party service providers
Natural disasters, pandemics, or public health emergencies

During force majeure events, VYRAL will use commercially reasonable efforts to minimize disruption and will provide notice to users when practical.

15.7 Notices

To VYRAL: Notices to VYRAL must be sent to: Vyral Inc. 32 N Gould St. Sheridan, WY 82801 United States Email: [email protected]

For legal notices, please mark "ATTN: Legal Department."

To You: VYRAL may provide notices to you by:

Email to your registered email address
Posting notice on the Platform
In-app notification
Any other method permitted by law

Notices sent by email are deemed delivered when sent to your registered email address, regardless of whether you actually read the email. It is your responsibility to maintain a current email address and check your email regularly.

15.8 Export Controls

The Platform may be subject to U.S. export control laws and regulations. You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce. You represent and warrant that you are not:

Located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country
Listed on any U.S. Government list of prohibited or restricted parties

15.9 Government Users

If you are a U.S. government user or agency, the Platform is a "Commercial Item" as defined in 48 C.F.R. §2.101, consisting of "Commercial Computer Software" and "Commercial Computer Software Documentation." The rights granted are only those rights customarily provided to the public as defined in these Terms.

15.10 English Language

These Terms are provided in English. Any translations are provided for convenience only. In the event of any conflict between the English version and any translation, the English version shall govern.

15.11 Survival

All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 6 (Content and Intellectual Property), 10 (Disclaimers), 11 (Limitation of Liability), 12 (Indemnification), 13 (Arbitration), 14 (Governing Law), and this Section 15.

15.12 Relationship of Parties

You and VYRAL are independent contractors. These Terms do not create any agency, partnership, joint venture, employment, or franchise relationship between you and VYRAL.

15.13 Headings

The section and paragraph headings in these Terms are for convenience only and shall not affect their interpretation.

15.14 Reasonable Accommodation

While these Terms apply to all users, VYRAL may, in its sole discretion, provide reasonable accommodations in cases of:

Documented hardship or emergency circumstances
Force majeure events affecting individual users
Technical errors or failures caused by VYRAL
Good faith disputes where strict enforcement would be unjust

This provision does not create any obligation or enforceable right, but allows VYRAL flexibility to act fairly in individual circumstances without waiving these Terms or creating precedent. Any accommodation is at VYRAL's sole discretion and does not modify these Terms for future situations.

15.15 Contact Information

If you have questions about these Terms, please contact us at:

General Inquiries: [email protected] Legal Matters: legal@@vyral.social Privacy Questions: privacy@@vyral.social Mailing Address: Vyral Inc., 32 N Gould St., Sheridan, WY 82801, United States Website: https://vyral.social

BY USING THE PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.

EFFECTIVE DATE: September 29, 2025

Terms of Service (ToS)

On this page