Vyral
TutorialCommerce & Earnings

Withdrawing Funds

Convert VCoin to fiat currency and withdraw your earnings

Withdrawing Funds

Convert VCoin to fiat currency and withdraw your earnings. Learn about current options and upcoming withdrawal methods as VYRAL grows.


Withdrawal Options

Current Status (Q4 2025)

Available Now
Spend within VYRAL ecosystem
Transfer to other VYRAL users
Marketplace purchases
Tips and gifts
🔜
Coming Soon
Bank withdrawal (Q1 2026)
DEX trading - Raydium (Q3 2026)
PayPal/Venmo (Q4 2026)
Crypto exchange listings
ℹ️
Launch Phase

VCoin is currently in launch phase. External withdrawals activate as the platform grows and liquidity is established.


Future Withdrawal Methods

🏦
1. Bank Transfer
Coming Q1 2026
Convert VYC to Fiat:
Link bank account
Set withdrawal amount
Convert VYC → USD/EUR/etc.
2-5 business days processing
Requirements:
KYC verification
Minimum: 1,000 VYC (~$10 at launch price)
Withdrawal fee: 2%
🔄
2. DEX Trading
Coming Q3 2026
Trade on Raydium DEX:
Swap VYC for SOL, USDC, etc.
Instant trades
No withdrawal limits
Standard DEX fees (~0.3%)
How It Works:
1
Connect Wallet
Use VYRAL wallet
2
Access Raydium
Find VYC pool
3
Swap VYC
For desired token
4
Transfer
To external wallet
💳
3. PayPal/Venmo
Coming Q4 2026
Direct Fiat Conversion:
Link PayPal account
Instant withdrawals
Lower fees than bank transfer
Convenient for small amounts

Current Options

💰
Spending Within VYRAL
Use Your VYC:
🛍️
Purchase marketplace items
💝
Support creators (tips)
Subscribe to exclusive content
🎁
Buy virtual gifts
📢
Pay for promoted posts
🎫
Event tickets
↔️
Peer-to-Peer Transfer
Send to Other Users:
1
Wallet → Send VYC
2
Enter recipient username
3
Amount in VYC
4
Confirm transfer
5
Instant delivery
Use Cases:
👥Pay friends
💼Business transactions
🛠️Service payments
🎁Gifts

Preparing for Withdrawal

KYC Verification (When Available)

Required Documents:
Government ID (passport/driver's license)
Proof of address (utility bill, bank statement)
Selfie verification
Tax information (for large amounts)
Verification Levels:
Level 1 - Basic
No Withdrawal
• Email verification
• Phone verification
Level 2 - Intermediate
$1,000/month
• ID verification
• Limited withdrawals
Level 3 - Advanced
Unlimited
• Full KYC
• Tax info
• Bank link
When Available:

1

Settings
Payment Methods

2

Add Bank
Select option

3

Enter Details
Account info

4

Verify
Micro-deposits

5

Complete
Account linked

Withdrawal Process (Future)

Bank Withdrawal Steps

1
Wallet → Withdraw

Navigate to your wallet and select withdraw option

2

Select Method → Bank Transfer

Choose bank transfer as withdrawal method

3

Enter Amount

Specify withdrawal details

Min: 1,000 VYC

Max: Based on KYC level

4

Review

Verify all transaction details

VYC amount
USD equivalent
Fees
Net amount

5

Confirm

Approve the withdrawal transaction

6

Processing

Wait 2-5 business days for processing

7
Funds Arrive

Money deposited in your bank account

DEX Trading Steps

1

Wallet → Trade
Open trading interface

2

Connect to Raydium
Link your wallet

3

Select Pair
VYC/SOL, VYC/USDC

4

Enter Amount
Specify VYC to swap

5

Review Slippage
Check price impact

6

Swap
Execute trade

7

Receive Tokens
Get SOL/USDC/etc.

8

Transfer
To external wallet

Fees & Limits

Withdrawal Fees (Estimated)

🏦
Bank Transfer
Fee:2%
Minimum:$2
Maximum:$50
🔄
DEX Trading
Network:~$0.01-0.05
DEX Fee:~0.3%
Platform:No fee
💳
PayPal/Venmo
Fee:1.5%
Minimum:$1
Speed:Instant

Withdrawal Limits

Level 1 - Basic
No Withdrawal
Email and phone verification only
Level 2 - Verified

$1,000/month

ID verification completed
Level 3 - Advanced

$10,000/month

Full KYC with tax information

Level 4 - Business
Unlimited
Business account verification
Increase Limits:
Complete higher KYC level
Build transaction history
Link multiple payment methods
Apply for business account

Tax Considerations

Tax Reporting

📊
VCoin Earnings
Considered income when earned
Taxable when converted to fiat
Capital gains on price appreciation
📝
Required Records
Earning transactions
Withdrawal dates and amounts
VYC price at transaction time
Total fiat received
Export Reports:

1

Wallet
Transaction History

2

Export CSV
Download data

3

Filter Date
Select range

4

Tax Prep
Use for filing

Tax Forms (US)

Expect to Receive:
Form 1099-MISC
If earnings exceed $600/year
Form 1099-K
If high transaction volume
Tax Summary
From VYRAL platform
⚠️
Consult Professional
Tax laws vary by country
Crypto taxation is complex
Keep detailed records
Report accurately

Security Best Practices

Protect Your Withdrawals

✅ DO:

Enable 2FA

Verify bank details carefully

Use secure internet connection

Keep backup codes safe

Monitor transactions

Whitelist withdrawal addresses

❌ DON'T:

Share seed phrase

Use public WiFi for withdrawals

Rush large withdrawals

Ignore security alerts

Skip 2FA

Verify Before Withdrawing

Check:
🏦Bank account number
🔢Routing number correct
👤Name matches ID
💰Amount is correct
📊Fees understood

Troubleshooting

Withdrawal Pending
Common Reasons:
Bank processing time (2-5 days)
Weekend/holiday delay
Verification required
Bank security check
What to Do:
Wait full processing time
Check email for requests
Contact support if >7 days
Withdrawal Failed
Possible Causes:
Incorrect bank details
Insufficient funds (after fees)
KYC not complete
Account restrictions
Resolution:
Verify all details
Complete verification
Contact support
Try smaller amount
🚫
Bank Rejected
Why:
Name mismatch
Account type wrong
Bank doesn't accept crypto
Compliance issue
Solution:
Use different bank
Try PayPal instead
Contact bank
Complete additional verification

Maximizing Withdrawal Value

Timing Strategies

Consider:
VYC price trends
Immediate need vs. potential appreciation
Tax year timing
Fee minimums
Optimal Times:
After price appreciation
Before tax deadline
Large amounts (better fee ratio)
When you actually need fiat

Minimize Fees

Tips:
Withdraw larger amounts less frequently
Use DEX for crypto-to-crypto
Consider PayPal for small amounts
Plan around fee structures

Roadmap Timeline

Q4 2025 (Now)
LIVE
In-app spending
Peer-to-peer transfers
Q1 2026

UPCOMING

🔜Bank withdrawal beta
🔜KYC implementation
Q2 2026

PLANNED

🔜Full bank withdrawal
🔜Additional fiat currencies
Q3 2026

PLANNED

🔜Raydium DEX listing
🔜VYC public trading
🔜Liquidity pools
Q4 2026
PLANNED
🔜PayPal/Venmo integration
🔜Additional DEXs
🔜Fiat on-ramps

Alternative Options

While Waiting for Withdrawals

🛍️
1. Spend in Marketplace

Buy items you need

Effectively converts VYC to goods

💝
2. Tip Other Creators
Support community

Build relationships, receive tips back

📢
3. Invest in Growth
Promote your content

Advertise listings, feature posts

💎
4. Save and Hold

VYC may appreciate

Deflationary model, early adopter advantage


What's Next?


💡
Pro Tip

As an early VYRAL user, holding VYC during the growth phase may be beneficial due to the deflationary tokenomics and growing demand!